The Complete Guide to Buying Property in Goa

Goa has long captured the hearts of dreamers, retirees, creatives, and professionals seeking a slower, richer way of life. But if you're a non-Goan — whether you're from another Indian state or an NRI — navigating the property purchase process can feel confusing. This guide breaks it all down: the laws, the process, the documents, and insider tips to help you confidently buy property in Goa.

1. Can Non-Goans Buy Property in Goa?

Yes, absolutely. Indian citizens, regardless of their state of origin, can buy residential property in Goa. There is no legal restriction on domicile. However, the confusion often arises due to agricultural or protected land categories, where local restrictions may apply. But for residential properties in urban or approved zones, non-Goans can purchase without issues. NRIs can also buy property, provided they comply with FEMA guidelines.

2. Know the Types of Properties You Can Buy

• Apartments, villas, bungalows: Most common and easiest to purchase.

• Plots (non-agricultural): Allowed with proper approvals.

• Gated communities and township developments: Popular among non-Goans for security and amenities.

• Avoid attempting to purchase agricultural or orchard land without conversion clearance.

  
  

3. Key Documents You’ll Need

• Aadhar Card + PAN Card (for Indian citizens)

• Passport + OCI Card (for NRIs)

• Proof of residence

• Passport-sized photographs

• Bank account in India (mandatory for NRIs)

• Legal title report of the property

• Sale deed and agreement

• Always conduct a Title Search for last 30 years of ownership history to avoid disputes.

4. Legal Due Diligence and Land Titles

Goa has a unique land record system which can complicate verification. This is why it's crucial to:

• Hire a local property lawyer

• Verify that the title is clear and marketable

• Check zoning classification and conversion status

• Confirm municipal approvals, RERA registration, and property tax clearance

At RESIDO REALTY, we work only with verified properties that pass stringent due diligence checks.

5. The Buying Process: Step-by-Step

• Shortlist a verified property

• Sign an Agreement to Sell (MoU) with token advance

• Conduct legal due diligence (title, zoning, encumbrance)

• Execute Sale Agreement with payment schedule

• Register the Sale Deed at Sub-Registrar office in Goa

• Mutation of property in your name at the local municipality

• Registration charges: Can vary as per property value

  
  

6. Can You Buy Property Remotely?

Yes. With a Registered Power of Attorney, you can authorize a trusted relative, friend, or legal representative to handle the process on your behalf — especially helpful for NRIs or outstation buyers. Virtual property visits, legal reviews, and documentation can all be facilitated digitally.

7. Pro Tips from RESIDO REALTY

• Work with RERA-registered builders or brokers

• Avoid verbal promises — always get it in writing

• Consider gated communities or resale homes with OC (Occupancy Certificate)

• Ask for complete cost breakup (stamp duty, GST, amenities, etc.)

• Don't skip local insight — understanding the neighbourhood and culture matters just as much as square footage.

Buying a home in Goa is not just a financial decision — it’s a lifestyle shift. Whether you’re planning to retire here, work remotely, or invest in your family’s future, understanding the right process and legal framework makes all the difference.

RESIDO REALTY is here to simplify every step — with transparent listings, verified documents, and migration guidance that goes beyond transactions. Ready to Become a Goan? Visit www.residorealty.com or connect with our advisors for a free consultation.